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Personal Loan

A Personal Loan is an all purpose loan.It is absolutely hassle free and you can do virtually anything under the sky with the money,as long as you pay off the instalments in time. It is an unsecured loan without guarantors,securities, hypothecation or any mortgages.Your income i.e,salary if salaried and IT Returns if selfemployed along with other factors such as repayment track record and bank statement amongst others are considered by the banks during loan sanction. Personal loans are available from Rs.50000/-to Rs.20,00,000/-for a tenure of 1 year to 5 years depending on income and repaying capacity.The rule of thumb being longer the tenure higher the loan amount and lower the EMI per month.
Personal loans are available to profesionals such as doctors,chartered accountants,engineers,
architects etc at special rates being prefered customers. Indicative rate of interest would be

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