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Personal Loan : Rate of Interest

For self employed, rate of interest is 18% to 24 % reducing.

For self employed –professionals, rate of interest is 14.5% to 16% reducing.
Professionals are chartered accountant, doctors, architects &company secretary.

Rate of interest depends on various factors i.e. loan amount, banks & income.

For salaried, rate of interest is 14% to 24% reducing.
Rate if interest depends on various factors i.e. loan amount, banks, company caterosition and salary also.

1.5% to 2 % of loan amount .also, service tax is applicable on this processing fees i.e 14%.

3% to 4 % of outstanding loan amount.

HDFC Bank, ICICI Bank, Kotak Bank, Fullerton India, Tata Capital.

7 working  days

Rs 1 lakh to 15 lakh

Insurance is mandatory in some banks to cover the liability of loan through insurance so that the liability of loan is not bearing with family of person taking loan .

12 Months to 60 months

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