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Car Loan

Are you looking forward to purchasing that dream car .Well,no need to fret.You need to be salaried or self employed and have around 10/15% of the car cost needed for a down payment.If you are capable of repaying the balance amount through monthly EMI's a number of banks like ICICI,Kotak,Hdfc among others can step ahead to provide you a loan for the same.If you are neither salaried or self employed no sweat again. You need to get a guarantor /co applicant who meets the income criterias and you could still drive home your dream car.Depending on your budget you have a choice of purchasing a new car or a second sale car.
Indicative rate of interset for a 5 year loan would be:

New Car 10.5% to 12%
Used Car 15% to 21%

Actual rates that you can get from the bank depends on various factors like car model,tenor, income, profile, and negotiating power etc.

 

 

 

 
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